Are You a Victim of Money Laundering?

Every day a scam star is born. Like a colony of ants infiltrating a pile of wood, the scammers have come out of the woodwork in record numbers, and have attacked the Internet at full force. They are often found hiding within the offers for work at home (WAH) jobs, careers, and telecommuting opportunities.

Under an easy disguise their proliferation is accomplished by advertising in free posting sites such as Craigs List. Craigs List is a legitimate place to find many good job offers, but unfortunately the crooks have used their site to gain access to hundreds of people to do their hideous work.

Most people become participants in money laundering schemes simply by not being aware of what money laundering really is! I'm always happy to alert someone of the signs of those scams. Perhaps the example below will assist you to guard yourself against one such scam.

In the example below, here are the characteristics to identify, which reveal that their operation is nothing more than a disguise for laundering money.
  • Instructs their victim to open a bank account for receiving funds from customers or clients
  • So called employee keeps a percentage of the funds received, and then forwards the remaining monies to the so-called employer - thus laundering the money.
Now that I've pointed out the key characteristics it makes it very easy to identify the operation as a federal crime waiting to happen. However, if you were not given the points above, would you have recognized this example below as money laundering? If not, I hope next time you will.

Example:

A lady applied for a job with a company. They sent her an email with information about the position, and she responded back telling them that she wanted to apply. Fortunately before she replied she was smart enough to recognize that something was not right with their offer. She then shared the information to ask the opinion of others as to whether or not it sounded like a scam. Please note the spelling errors are from the original she received, and spelling errors are often another sign that it is not a legitamate offer.

This is What the process consist of:

As you applying you need to forward us your bank information (account name, account number, routing number, bank name) that we may able to register merchant account to it, we suggest you to use separate bank account to exactly this job.

The merchant account registration process will take up to 7-10 days to complete. Once merchant is ready, it will be configured in 24-48 hours on our website and will start receiving payments from customers.

After we start sellings, your exact duties will be in collecting payments from customers, it means that all payments will be forwarded to your bank account, you will be reporting to our sales manager about current status of how much orders collected.

In some cases you will be making or receiving calls from/to customers to discuss the order status or any other concerns, our sales manager will inform you if it will be requiered.

Corresponding payments to our finansical department each payment day, this day will be set in further when orders start coming, usually each week. You will be get paid in the same day.

Your salary will be equal 10% of the total amount you receive from our clients.

An Insurance Claim - A Humorous Story

Some people are destined to an accident prone life. The story below has not been confirmed as true, but none the less it certainly makes for a good bit of laughter. A true story or a false phishy one? You decide, and feel free to comment to let us know your decision! I guess the moral to this story is to know when to hold onto a rope, and when to let go!

I am writing in response to your request for additional information. In block number three of the accident reporting form, I put "poor planning" as the cause of my accident. You said in your letter that I should explain more and I trust that the following details are sufficient:

I am a bricklayer by trade. On the day of the accident, I was working alone on the roof of a new six-story building. When I completed my work, I discovered that I had about 500 pounds of bricks left over. Rather than carry the bricks down by hand I decided to lower them in a barrel by using a pulley, which fortunately was attached to the side of the building at the sixth floor.

Securing the rope at the ground level, I went up to the roof, swung the barrel out and loaded the bricks into it. Then I went back to the ground and untied the rope, holding it tightly to insure a slow descent of the 500 pounds of bricks. You will note in block number 11 of the accident reporting form that I weigh 135 pounds. Due to my surprise at being jerked off the ground so suddenly, I lost my presence of mind and forgot to let go of the rope. Needless to say, I proceeded at a rather rapid rate up the side of the building.

In the vicinity of the third floor, I met the barrel coming down. This explains the fractured scull and broken collarbone. Slowed only slightly, I continued my rapid ascent, not stopping until the fingers of my right hand were two knuckles deep into the pulley. Fortunately, by this time I had regained my presence of mind and was able to hold tightly to the rope in spite of my pain.

At approximately the same time, the barrel of bricks hit the ground - and the bottom fell out of the barrel. Devoid of the weight of the bricks, the barrel now weighed approximately 50 pounds. I refer you again to my weight in block number 11. As you might imagine, I began a rapid descent down the side of the building.

In the vicinity of the third floor, I met the barrel coming up. This accounts for the two fractured ankles and lacerations of my legs and lower body. The encounter with the barrel, slowed me enough to lessen my injuries when I fell onto the pile of bricks and fortunately, only three vertebrae were cracked. I am sorry to report, however, that as I lay there on the bricks in pain, unable to move, and watching the barrel six stories above - I again lost my presence of mind. I let go of the rope!

Author: Anonymous (for obvious reasons)

Work at Home Scams to Avoid

There is a significant increase in criminal activity infiltrating the telecommuting world. It certainly makes it more difficult for those who are seeking legitimate offers for telecommuting positions, as they must use many resources to determine a legitimate offer from one involving criminal activity.

There are many ways criminals have capitalized on earning big cash from innocent people attempting to find good work, and here are several potential warning signs to look for:

1. Requesting money to send you additional information about the postition
2. Charging funds for so-called training materials or a membership
3. Money laundering

There are certainly some forms of employment that may require funds for certification or education, but those are not the type of offers I'm referring to here. The third one on the list; money laundering, has become a very common threat.

Few people seem to understand the tell-tale signs and characteristics of money laundering, so they can become an easy target. They may even find themselves charged with felony charges simply by getting involved with a money laundering scam. Obviously if that is the case the person quickly finds themselves in need of sound legal advice. Money laundering is a serious federal crime and an offense that covers steep penalties, even for someone who became innocently involved. Once involved, you aren't so innocent any longer!

Below is an example of an actual money laundering scam. In this example you will notice that they are promising a percentage of processed funds - a very common characteristic of money laundering. The other red flag in the example below is that the percentage promised works out to be a very high dollar amount in exchange for only 3-5 hours per week. The recipient of this scam had received it in the form of an email stating they obtained her resume on a specific job search web site. Due to these type of offers being made in this manner you may want to think twice about posting your resume anywhere online. The offer read as follows:

We found your resume on (name of job search web site was named) And We would like to suggest you a position at our company - the Transfer Manager.

The task of the Transfer Manager is to process payments between our
clients and our company via bank accounts, checks, PayPal. The job is related to
remote Internet operations.

Every payment order will be accompanied with detailed instructions.
It's a commission based position. You will get about 8% of each processed
payment.

General requirements:

Ability to create good administrative reporting
Willingness to work from home, take responsibility set up and achieve goals
Prior customer service experience is a good benefit, but not a must
Honesty, responsibility and promptness in operations
Effective interaction with customers
Familiarity to working online, Internet and e-mail skills
3-5 hours per week

Salary: $600-$1200 per week

This job will allow you to:

Work efficiently from home
Increase available personal time
Achieve financial independence in half the normal time (1-3 hours per day)
Develop high self-respect and esteem
Become able to share time and money with others less fortunate than you

I hope the example above is helpful to you to identify some of the characteristics of money laundering. It is my hope that by sharing different examples such as this one that it will help an innocent person to steer clear of becoming involved in criminal activity. Be cautious with your choices as you find a legitimate work at home, telecommuting position!

It Doesn't Paint a Pretty Picture

The creativity of a young mind is often used mischievously when it comes to wanting to have fun. It seems that some teens have been making a bad name for paintball and in the long run may ruin the sport for those who play by the rules. There has been an increase of events where young restless teens have utilized paintball guns in the wrong manner by using the guns for vandalism, and unfortunately to cause injury to others.

In one story 6 teens went on a three hour paintball shooting spree, and in the course of doing so they shot 14 people, including a young girl who was shot in the eye, and narrowly missing the eye of a police officer. Their abuse of paintguns does not paint a pretty picture for those who enjoy the sport.

Hopefully for those who wish to have access to the sport they'll educate their young counterparts to have respect for the sport and to not abuse it with actions of vandalism or endangering others. As for the others, if you don't play by the rules just remember that it doesn't paint a pretty picture and everyone will lose the game in the long run!

MySpace Becoming a Criminals Place?

It should come as no surprise to parents of teens that their children are vulnerable, and a potential target of predators that hang around Internet sites such as MySpace.com. Obviously MySpace.com or anyone else for that matter, is not going to monitor the conversations between minors and potential predators, but the parents certainly need to be alert of potential phishy business there!

By now the story that broke earlier this week probably comes to mind about the 16 year old girl who had been communicating with a man from Jordan. Her ongoing communications with him then led to her taking a flight across the world to meet him. Fortunately the FBI became involved early enough, and the young lady was returned home safely. It is my hope that more parents will get involved with what their teens are doing on MySpace.com and other Internet sites, as it certainly is not the responsibility of those sites to play guard dog, nor is it possible.

It's easy to assume that ones child would not fall prey to such a situation, but obviously that is not the case. By the time one becomes a teen they are still lacking the experience and knowledge of how manipulative psychology will, and can be used against them to gain their trust from a stranger.

We no longer live in an environment where we can simply instruct a child or teen; "don't talk to strangers", and hope that it will be the knowledge the child needs to outwit a predator. When a teen communicates with someone through the Internet they really have no way of knowing who they are communicating with, nor what the persons true intentions are.

Many criminals waiting in the shadows both night and day, are hiding in between the text of messages. Heads up parents! The Internet and places like MySpace.com have become a criminals place to hang out, and prey upon your children!

Stupid Criminals - Seized Property Guide

Every day stupid criminals make stupid mistakes! While the stupidest ones generally are apprehended quickly, the smarter ones continue with their illegal activity for many years. During which time they acquire all sorts of goodies such as luxury homes, cars, boats, fur coats and jewelry. All of which are not cheaply made luxuries, but instead the cream of the crop! Then finally the stupid criminals somehow slip up, get arrested, and go to prison. Leaving all their valuables and goodies behind, their former prized possessions all go up for auction!

That's where the fun begins for us! With seized property auctions we have the opportunity to win their luxury homes, sports and luxury cars, yachts, boats, gems, jewelry, silver and gold! So where do you go to get in on the fun to obtain those wonderful treasures?

Well search no more my friend! There are many resources to find those treasures once owned by the crooks! Here's a complete resource guide to find those luxuries!

SEIZED PROPERTY:

GOVERNMENT AND POLICE AUCTIONS

AUTOS and BOATS

LUXURY HOMES

BOATS and VESSELS

REAL ESTATE

ONE SOURCE AUTO AUCTIONS

COMMERCIAL PROPERTY AND HOMES

US MARSHAL AUCTIONS

AUTO NETWORK

SEIZED JEWELRY, ANTIQUES and COLLECTIBLES

Stupid Criminals Story - Not So Bright

This morning I decided to share a funny stupid criminals story that happened to us years ago. The old saying; "Mans best friend." once again proved true for us with out dog, "Whisper" on that paticular morning. It was around 1AM and Whisper woke my husband to let her out. She was around 13 years old then, unable to hear much, and her vision was poor, but she woke us at the perfect time.

My husband crawled out of bed and went downstairs to let her out. However, he had a feeling he needed to look out the front window toward the street before he let Whisper out. Well, if it wasn't a stupid criminal! My husband spotted a man getting out of his car parked across the street. The stranger walked to the corner to the end of the block and stopped under the street light. You would never guess why he stopped under the light! He stopped to slip into a pair of dark coveralls; under the light! Not such a bright idea!

My husband watched as the man slipped into the coveralls, and then returns to the center of the block with a flashlight in hand. Then he proceeds toward our house and car parked in front. It was now obvious the man was really up to no good so my husband quickly called the Police. The stupid criminal began to shine the light through the windows of our car.

We live in a small town so it didn't take long for three Police cars to arrive. Fortunately before he did any damage to our car, they surrounded the man and promptly arrested him. During a search of the stupid criminals vehicle they found many knives and stolen stereo equipment from many other cars.

So never underestimate the power of a deaf and nearly blind dog to get you out of bed at the right time. Keep your eyes open for those stupid criminals who put coveralls on under the brightest place on the street! They're much too obvious!

© June 2006 Author: Tammara Nelson
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